Watching out for your money aims to help you make the most of your money. While we offer plenty of information and suggestions on how to do this, the power to act on this information, and the responsibility that comes with it, lies with you.

Given that, this disclaimer protects you as much as it does us. We set out below some key points you should bear in mind when using our site. These should be read in conjunction with our terms & conditions of service.

Your money, your decision does not guarantee the accuracy, veracity, or completeness of any information provided on our website, and we will not be responsible for any errors or omissions in articles or postings, for links embedded in messages, or for any results obtained from the use of such information. will not be liable for any loss or damage caused by a reader’s reliance on information obtained from our articles, from comments on our article or from anywhere linked-to from them. We strongly caution you not to rely just on the information you find on our site to inform your decisions — rather, use it as a starting point for doing your own independent research. Then you must decide for yourself the accuracy and merits of the information on our site.

Data and analysis

In the material we make available on our website, we rely on a wide variety of sources and other websites. We believe these sources of data to be accurate and reliable, but sometimes they may not be. makes no claims or representations as to the accuracy, completeness, or truth of any material contained in our areas. Nor is liable for any errors or delays in the content or transmission of the data on our site.

Our advertisers and sponsors

Our site and email products may include third-party advertisements. We don’t comment about the content of advertisements, but we will never knowingly run one that is untrue or misleading. The appearance of an advert on our site or in one of our e-mails does not mean that we endorse the advertiser’s goods or services. Please note that is not responsible for the accuracy of any advertising material or the usefulness of an advertised product or service. will not be liable for any damages or costs of any type arising out of or in any way connected with your use of a company’s service or product advertised in any area of our site or in one of our emails.

A variety of opinions makes a market does not dictate what its staff or freelance writers say about a company. In fact, their opinions may differ substantially as to the value of specific investments. A variety of opinions is what makes a market.

Our writers are permitted to write about or discuss shares in which they have a beneficial interest, but they must disclose that interest in the article or post concerned.

Disclosure and trading rules

When any writer writes about a stock that he or she has a position or beneficial interest in, that fact is disclosed at the end of the article.

We also use numerous freelance writers who:

  • Must hold any stock they own and that they write for about for at least 10 full market business days.
  • Cannot write about a stock in the period of 2 full market business days before, to 2 full market business days after, purchasing or selling the stock.